Financing

Furniture Land Ohio offers great finacncing options!

  • Progressive Finance No Credit Check Financing
  • One Year Same as Cash Programs
  • 90 Days Same as Cash Programs
  • Synchrony 12 Months No Interest

Snap Finance - Apply Here


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Progressive Finance No Credit Needed Approval Process

  • Must be employed by the same company for at least SIX months.
  • Earn $1,000 a month and deposit at least $500 a month into your checking account.
  • Must have a checking account that has been open for at least THREE months.
  • No NSFs and no more than 5 protected overdrafts in the last 30 days.

A: What is the interest for this program?

A: This program has no interest because it is a lease-purchase contract. If you pay your balance off within 90 days, all you pay is the invoice price and the predetermined Processing fee. If you take more than the first 90 days to pay off the purchase, then you will pay 1.8 times the invoice total over 12 equal payments.


B: Will Progressive check my credit report?

A: No, progressive will verify information from your most recent 30-day bank statement and pay stub.


C: How long do you have to be employed to qualify?

A: At least six months with the same employer. The pay stub must show this and you may need a December pay stub from the previous year or a W2 to show six full months of employment.


D: How long will my account be active?

A: An approved account and contract are good for 31 days. If an invoice takes more than 31 days to deliver, then contact the store for an extension. If the extension cannot be given or the delivery takes longer, you will need to reapply.


Q: What happens if the order is not in stock (special order)?

A: This program is still available; wait until the merchandise is in stock and you are ready to schedule delivery/pickup before applying. If you are not approved, the special order deposit will not be refunded.


E: Where do I mail my payment? Can I pay online or by phone?

A: Monthly payments will be debited out of you checking account by ACH every month on the same date the contract is signed, not the delivery date. Call Progressive to process a telephone payment at 877-898-1970.

Valid only at 1395 morse road location 


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  • Easy application process
  • Hassle free
  • Up to 12 months same as cash
  • 12 months no interest
  • Convenient monthly payment
  • See store for complete details